Built for students, founders and analysts

The investment appraisal
tool the world was
missing.

Assay replaces a decade of fragmented, outdated calculators with one platform that is faster, more accurate, intuitive and
actually explains what the numbers mean.

"Build the most trusted, free and intuitive investment appraisal tool on the internet — one that students, entrepreneurs and professionals return to by default."

Our core mission

How Assay works

From raw inputs to confident decisions in seconds.

1Enter yournumbersCash flows, rates, costs29-methodengineTypeScript · fully tested3ResultsdashboardAll 9 methods · one view4Plain-EnglishverdictNot just a number

Why we built this

Every existing tool gets at least one of these wrong.

Fragmented tools

All 9 methods in one unified flow — not one calculator per tab.

No result interpretation

Every result comes with a plain-English verdict, not just a number.

Visually outdated

Designed for 2026. Every competitor still looks like 2009.

No project memory

Save, revisit, and compare your work. Nothing lost on close.

Desktop-only UX

Fully responsive from 375px up. Works on any device.

No ARR support

ARR with depreciation input — a gap every other tool ignores.

Nine methods. One tool.

Every standard appraisal method in a single unified flow.

NPVNet Present Value
IRRInternal Rate of Return
MIRRModified IRR
PPPayback Period
DPPDiscounted Payback Period
ARRAccounting Rate of Return
PIProfitability Index
SASensitivity Analysis
BEABreak-even Analysis

What we stand for

Accuracy first

Our engine is built strictly on industry-standard finance principles and textbook (ACCA) examples — our accuracy is rooted in established financial mathematics, not guesswork.

Clarity over complexity

Every result includes a plain-English verdict. A number without context is just noise. We explain what the output means, not just what it is.

Design as a trust signal

A tool that looks professional signals that it was built by someone who cares about getting it right. Design and rigour are not in conflict.

Free at the core

All nine calculation methods are free forever. Future premium features will only be to sustain the platform — not to gate the value that matters most.

Ready to do the numbers?

All nine methods. Free, always. No account required to start.